What is it?

Life insurance cover for a specific time period.

Who is it for?

Anyone looking to protect their family from financial problems if they die or become seriously ill.

Benefits

• Life insurance cover that protects the well-being of your family.
• Helps them cope financially when you are not able to help them.
• We also offer an innovated cancer-only illness product.
• Can cover more than one person on the same life cover policy.
• Increased cover at times when you need it.

What is it?

Life assurance that decreases over a chosen time period such as your mortgage term.

Who is it for?

Anyone looking to protect their home by helping clear their mortgage if they die or become seriously ill and can't pay their mortgage.

Benefits

• Protects your home by helping clear your mortgage if you die.
• Can cover you for many illnesses and disabilities.
• Can cover more than one person on the same policy.
• Increased cover at times when you need it.

What is it?

Cover taken out on the life of persons who are key to the operation of your business.

Who is it for?

Benefits

• Minimises the interruption death or serious illness can have on business activity.
• Assists with unpaid debt and other financial problems.

Types

• Keyperson - Compensates a company when a key employee dies or becomes seriously ill.
• Co-Director - makes funds available to buy a director's shares from their successor when the director dies.
• Corporate Co-Director - makes funds available to a company to buy a director's shares from their successor when the director dies.
• Partnership - protects the financial security of a business partnership by compensating a deceased partner's estate for their share of the partnership.

What is it?

Life cover that lasts for a whole lifetime and not a specific term (e.g. to age 65).

Who is it for?

Anyone looking to protect loved ones from a large inheritance tax bill when they die.

Benefits

• Can cover the inheritance tax your family is liable for when you die.
• Means the people that matter to you are financially protected when you die.
• Choose from optional benefits for additional peace of mind.