Protection all wrapped up

We’re making some exciting new enhancements to our Protection suite... providing even better cover for your customers. 

1. We're introducing Dual Mortgage Protection. 

2. We're introducing Protection Continuation Option for life and serious illness benefits on Mortgage Protection.  

3. We're increasing the number of partial payments conditions covered on our Serious Illness product.

4. In a first for Ireland, we're introducing 'Booster Payments' on certain Serious Illness conditions. 

5. We're extending the maximum age of our life cover from age 85 to 90.

6. We're enhancing our Parental Respite Cover by adding a number of child specific serious illnesses to our serious illness contract. 

7. We've new special offers on our Term Life, Mortgage Protection and Serious Illness plans - available from today until the end of the year. 

8. We're updating our smoker question to now include e-cigarettes and our Cancer-in-Situ definition.

Mortgage Protection

You asked, we listened! There has been huge demand from Financial Brokers for us to add Dual Mortgage Protection to our suite, so we are delighted to add it from today. 

We're also introducing Protection Continuation Option for life and serious illness benefits on our Mortgage Protection product. This option allows the customer to either extend their term on a new Mortgage Protection policy or revert to a new Term Protection policy without providing further medical evidence of good health. 

And for good measure, we're also extending the maximum age of our life cover (both on Term and Mortgage Protection) from age 85 to 90.

Parental Respite Cover

Parental Respite Cover (also known as Children's Cover) isn't usually discussed - people simply do not want to consider the possibility of a child suffering a serious illness or worse. Sadly, however, every year we make payments to many parents to help them through a traumatic time.

To further improve our cover, in a first for Ireland, we're adding child specific illnesses* to our Serious Illness policy  including: Cystic Fibrosis, Cerebral Palsy and Spina Bifida. 

*In order to make a valid claim, policy specific conditions must be met and exclusions apply.

Serious Illness Product

Extended Protection Discounts

From 20 August we are extending the following market leading discounts:

Mortgage Protection pricing discount

Until 31 December, you can continue to offer your customers a 5%, 10% or 15% discount off the quoted GMP price. These discounts are available until 31 December and the 15% discount is not available on any policies with Serious Illness Cover.

Term Protection pricing

5%, 10%, 15% and 17.5% discounts are available on Life Cover only policies. The 15% & 17.5% discounts are not available on policies with Serious Illness Cover. 

Serious Illness pricing

And we are delighted to be able to relaunch Serious Illness discounts: For both GMP and GTP, you can offer your customers a 5% and 10% off the quoted Zurich price, for policies with Serious Illness.

As with all our market-leading offers, T&C's apply.

Click here to find out more about the range of enhancements we have made to our Protection suite.